{"id":3118,"date":"2019-02-11T10:09:20","date_gmt":"2019-02-11T07:09:20","guid":{"rendered":"https:\/\/www.intraders.org\/news\/?p=3118"},"modified":"2019-06-02T13:25:10","modified_gmt":"2019-06-02T10:25:10","slug":"an-investigation-into-the-socio-political-and-legal-determinants-of-non-performing-bank-loans","status":"publish","type":"post","link":"https:\/\/www.intraders.org\/news\/ot\/an-investigation-into-the-socio-political-and-legal-determinants-of-non-performing-bank-loans\/","title":{"rendered":"An Investigation into the Socio-Political and Legal Determinants of Non-Performing Bank Loans"},"content":{"rendered":"\n

Muhammad Farhan, Prof. Dr. Hassan Mobeen Alam
Hailey College of Commerce, University of the Punjab, Lahore Pakistan
Lect. Shaista Jabeen
Lahore College for Women University Lahore, Pakistan<\/p>\n\n\n\n

The growth of non-performing bank loans in developing and developed economies has<\/g> added fuel to bank\u2019s<\/g> failure fire. Banking failures not only hurt economy<\/g> of a single country but also hamper the global economy. The suppression of non-performing bank loans is a compulsory condition for the economic<\/g> growth. If these non-performing bank loans are not controlled and continuously rolled over, the resources are jammed in unsuccessful (unprofitable) sectors; thus, jamming the economic expansion and damaging the economic efficiency. Furthermore, substantial<\/g> increase in credit risk has devastating<\/g> impact on foreign trade. This study is based on survey<\/g> approach about socio-political and legal determinants of nonperforming loans in banking<\/g> sector. For this study, Primary data has been collected through questionnaire<\/g> from 318 professional bankers who make\/supervise lending decisions. Correlation and multiple regression analysis have been used to test the impact of selected variables (Negative Personal Intentions, Political Influence, Banker\u2019s Incompetence and<\/g> Inefficient judicial system and executive) on non-performing bank loans and to analyze the primary data retrieved from the bankers. Results indicate that all independent variables (Negative Personal Intentions, Political Influence, Banker\u2019s Incompetence and<\/g> Inefficient judicial system and executive) have a significant positive relationship with the non-performing bank loans. In the end, this study provides some policy implications and suggestions to control the increasing non-performing bank loans for the betterment of world<\/g> economy.
<\/p>\n\n\n\n

Keywords: Non-performing bank Loans, Social Determinants, Corruption, Political Influence, Judicial System
JEL Code: G, G21<\/p>\n\n\n\n

II. InTradersUluslararas\u0131 Ticaret Kongresi Kongre Kitab\u0131
The Second InTraders International Conference on International Trade Conference Book edit\u00f6r: K\u00fcr\u015fat \u00c7apraz
\u0130stanbul: Hiperlink Yay\u0131nlar\u0131, 2018.<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Muhammad Farhan, Prof. Dr. Hassan Mobeen Alam Hailey College of Commerce, University of the Punjab, Lahore Pakistan Lect.<\/p>\n","protected":false},"author":1,"featured_media":3079,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[611,614,304,440,616,577,613,612,615],"yst_prominent_words":[],"class_list":["post-3118","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ot","tag-bank-loans","tag-hailey-college-of-commerce","tag-intraders","tag-intraders-conference","tag-lahore-college-for-women-university-lahore","tag-lect-shaista-jabeen","tag-muhammad-farhan","tag-prof-dr-hassan-mobeen-alam","tag-university-of-the-punjab"],"_links":{"self":[{"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/posts\/3118","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/comments?post=3118"}],"version-history":[{"count":0,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/posts\/3118\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/media\/3079"}],"wp:attachment":[{"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/media?parent=3118"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/categories?post=3118"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/tags?post=3118"},{"taxonomy":"yst_prominent_words","embeddable":true,"href":"https:\/\/www.intraders.org\/news\/wp-json\/wp\/v2\/yst_prominent_words?post=3118"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}